With winter just around the corner, finding a durable winter coat that will actually keep you warm and dry is probably at the top of your shopping list – and if it’s not, it should be. Wearing layers and light jackets may get you through the fall, but once the temperatures start to drop and severe winter weather begins, you don’t want to be without a heavy-duty piece of outerwear. When choosing a winter coat it’s important to look for an option that is not only cute, comfortable, and warm, but you should also consider your personal cold-weather preferences. Fans of ski trips should find insulated options that are weatherproof, while travelers who enjoy leisurely walking tours through Europe might prefer a sleek wool peacoat.  While there are thousands of winter jackets in stores, you’ve probably learned the hard way that most are not as warm or weatherproof as they claim to be. So instead of wasting time and money on sub-par products, we turned to real reviews from shoppers to see which winter coats they love the most.  These top-rated jackets, outlined below, not only have near-perfect ratings, but they also have an overwhelming number of glowing five-star reviews between them....